Check your legal access before joining
This legal page explains how our terms apply when you create an account, sign in, verify details, use the wallet or ask us to change account data. We write these terms for India in clear English, but your access still depends on the law that applies
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in your location. Where local law permits, you can open an account and use the services shown to you after sign-in. We may ask for identity, payment or device checks to protect your account and meet legal duties. UPI, Paytm and PhonePe references on this page
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are used only to explain transaction records, verification and support handling. If a term changes, we place the updated wording here and apply it from the stated date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.